Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	1,868,930	191,010	9,196	304,211	44,359	33,193	24,159	—
January 2006	2,204,082	217,016	15,011	375,090	65,628	54,587	45,796	0