Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	71,542,212	6,896,114	5,020,471	15,025,192	2,481,938	1,130,925	879,394	245,577
January 2007	75,534,725	8,506,271	6,359,605	15,606,432	2,886,616	1,410,469	1,282,690	222,345