Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	10,913,903	863,122	414,945	1,467,171	191,681	65,078	56,242	89,626
January 2007	11,965,229	1,107,252	603,526	1,757,260	225,233	113,762	108,112	93,744