Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	32,823,258	3,848,057	1,934,659	2,472,458	598,833	157,085	129,352	2,810
January 2006	38,511,501	5,075,416	2,954,102	2,977,523	669,431	218,528	185,997	2,195