Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	365,184,823	41,480,789	23,922,569	31,385,749	217,514,849	80,720,599	64,069,675	1,618,763
January 2007	399,430,654	49,837,760	30,775,811	33,960,109	225,592,365	88,872,786	72,777,502	1,856,016