Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	8,881,216	687,485	162,218	1,726,278	72,858	36,048	33,915	12,700
January 2006	10,848,920	1,012,476	455,110	1,918,105	86,880	44,384	40,492	14,435