Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	11,235,130	4,093,234	1,951,833	1,176,792	370,333	239,319	218,576	9,845
January 2007	12,384,016	4,486,768	4,118,279	1,343,314	425,226	249,918	234,068	9,129