Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	17,975.0	3,230.1	1,858.6	2,961.9	585.8	277.6	246.4	13.2
January 2007	20,009.3	3,798.0	2,298.3	3,215.1	784.3	382.2	372.6	15.0