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Interest Rates on Ruble-denominated Loans to Non-financial Organizations and Deposits of Individuals in 2012*
(% p.a.)

January February March April May June July August September October November December
On Loans to Non-financial Organizations 9.2 9.3 9.8 9.6 10.0 10.1 10.0 10.0 9.7 10.1 10.3 10.4
On Deposits of Individuals 6.6 6.2 6.1 6.6 6.8 6.8 6.7 6.6 6.8 7.1 7.1 7.2
On Deposits of Individuals excluding Demand Deposits 7.6 7.2 7.0 7.7 7.9 8.0 7.8 7.7 7.8 8.1 8.2 8.4

* On Russian Credit Organizations’ operations for all terms up to 1 year, excluding Sberbank.
Updated January 28, 2013.