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Interest Rates on Ruble-denominated Loans to Non-financial Organizations and Deposits of Individuals* in 2005

Jan. Feb. Mar. Apr. May June July Aug. Sep. Oct. Nov. Dec.
On Loans to Non-financial Organizations 10.7 10.7 10.5 10.3 11.0 11.0 10.1 10.6 10.5 10.7 11.5 11.2
On Deposits of Individuals 4.3 4.5 4.3 4.0 4.2 3.9 3.8 3.9 3.8 3.8 4.2 3.6
On Deposits of Individuals excluding Demand Deposits 10.2 10.1 9.7 8.7 9.1 9.1 8.9 8.7 8.8 8.7 8.9 8.4

* On Russian Credit Organizations’ operations for all terms up to 1 year, excluding Sberbank.
Updated February 6, 2006.