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Interest Rates on Ruble-denominated Loans to Non-financial Organizations and Deposits of Individuals* in 2003

Jan. Feb. Mar. Apr. May June July Aug. Sep. Oct. Nov. Dec.
On Loans to Non-financial Organizations 14.6 14.0 13.4 15.8 12.6 11.9 11.9 11.8 13.2 12.6 12.1 12.4
On Deposits of Individuals 4.6 4.4 4.2 4.5 4.5 4.5 4.9 4.3 3.9 4.2 4.3 4.3
On Deposits of Individuals excluding Demand Deposits 13.7 13.4 12.7 12.2 12.1 12.1 12.0 11.6 10.4 11.2 11.2 11.7

* On Russian Credit Organizations’ operations for all terms up to 1 year, excluding Sberbank.
Updated March 22, 2004.