Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	11,713,132	935,912	630,394	2,146,240	153,423	39,003	30,358	6,275
January 2007	12,197,897	1,220,865	888,238	2,210,027	158,761	46,959	37,224	8,156