Granting terms of unsecured credits

Granting terms of unsecured credits

Banks’ group  Minimum international long-term credit rating Minimum long-term credit rating Maximum credit period

S&P, Fitch

Moody's

RusRating

Expert RA

NRA

AK&M

1

 BBB- Baa3 n/a* n/a n/a n/a 1 year

2

 BB- and the 1st, 2nd group ** Ba3 and the 1st, 2nd group ** n/a n/a n/a n/a 1 year
BB- Ba3 n/a n/a n/a n/a 6 months

3

 B- B3 n/a n/a n/a n/a 3 months

4

 n/a n/a BB and the 1st, 2nd group ** A and the 1st, 2nd group ** A and the 1st, 2nd group ** A and the 1st, 2nd group ** 5 weeks
 
* Not available.
** According to The Bank of Russia Ordinance No. 2005-U, dated back to 30.04.2008, "About banks' economic position assessment".

 
 Updated February 3, 2010.



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